Budgeting is one of the best and quickest routes to getting out of debt. Many persons may cringe when they hear the word “budget” because they swear that budgeting is only for financial wizards or for those who have lots of money to spend. Read More
No matter what your financial situation is, if you haven’t gotten into the habit of saving every month, then you’re leaving a significant amount of money on the table. With how compound interest works, an initial investment can grow quite a bit over a period of decades, especially if you continue to add to that investment with consistent saving.Read More
In today’s economy, it seems that the bills are rising despite the fact your paychecks at work aren’t getting any bigger. With so many obligations, including everyday family expenses, tithes and offerings, and saving for your future financial goals, how will you be able to afford it all?Read More
Although it has been in existence for quite some time, the envelope system of budgeting became highly popularized by TV/radio personality Dave Ramsey over the past decade as he sought to help individuals and couples escape from debt and build a better lifestyle.Read More
Getting rid of debt can seem challenging, especially when you have accumulated a large amount of it. However, there are strategies that you can put in place to help you in getting rid of this debt. One method that many people rely on is the snowball method. Read More
Ideally, you should start saving for retirement from the time you earn your very first pay check. For persons who are employed with an organization that offers a 401(k) program, saving for retirement is almost automatic since the option to enroll in such a program is usually offered upon employment. Read More
A budget can help you take control of your finances. It is a financial plan that accounts for all of your income and expenses. Your budget should let you know how much you can spend and save each month.Read More
The content provided on this site is for informational purposes and is the author's opinion only. We try to provide the best up to date content possible but do not guarantee any results. If you have questions please consult a trained professional.
Additionally, we will occasionally promote affiliate offers from companies that we think might be helpful to the reader. If you purchase something through one of our links we may earn a commission on the sale. This compensation doesn't cost you anything and will sometimes include a discount.